Whether you're moving to Florida, or you're already here, anyone who has spent any time in Florida during the summer, knows how sweltering the heat can feel. But the feel of the heat should be the least of your concerns. Here's some important information that everyone should know; even those who are long-term residents of Florida.

- If you're going to spend any time in the sun, you may want to invest in a good pair of sunglasses, to protect your eyes. Large lenses will protect your eye lids and the surrounding skin. Polarized lenses are usually recommended by opthamologists, since they will deflect the glare. You should ask if this is embedded in the lens, rather than just coated on them, as it will last longer.
- Skin cancer is at a record high, with more than one million new cases reported each year (these are nationwide statistics, not only in Florida) As a Florida native, I've known this for many years, but for some reason, the media doesn't do enough coverage on this subject. It only takes one serious sunburn, with blisters, as a child, to double your risk of skin cancer.
- All sunblocks are not created equally! You need both UVA and UVB protection! Many only carry UVB protection, while UVA is actually the most damaging.
- Your best course of prevention is to stay out of the sun, but that is really not even possible, considering the damaging rays enter through your car windows, your clothing, and even your sun block. Dermatologists recommend a minimum SPF of 15. I personally wear a minimum of 45, just to go out and show houses.
Now for the good news. There are many people who are able to enjoy our warm climate and many outdoor activities without concern. You just need to take a few precautions. Follow the links I've included in the post, to learn more about the different types of sun's rays and how to protect yourself. There is even a special type of fabric that will give you even more protection from the sun's damaging rays.
One more tip. For those of you who have heard that the sun is a source of vitamin D for our bodies, you are correct with that information. However, it only takes 10 minutes a day to get all the vitamin D your body needs for that day, and that doesn't even include what you get from your food.
Don't let this information stop you from making your move to Florida. Where else can you find the warmth, friendliness, theme parks, culture and more, that Florida has to offer? I was born and raised in the Daytona Beach area, and have no intention of moving. But I do feel that it's part of my job to help educate my potential clients, on all the things they may want to know, as they make this important decision to buy a house in Daytona Beach Florida or the surrounding areas.





tons of photos, I create spread sheets, word documents, charts, Power Point presentations, check my e-mail, blog, update my web site, download more clipart, layout my real estate advertising, etc. Needless to say, it takes many different programs to run all these processes, and these programs don't always play nicely together. (Oh! I forgot to mention the video games!) So this weekend, as it seems to happen about once a year, I once again had to re-format my hard drive and start over.
data, you need to be able to keep working while one system is down.
questioning how long it's been since you backed up your system. All the external & portable drives in the world cannot do this for you. And it only takes one mishap for you to regret not taking this information to heart.
The first time I reformatted a hard drive, about 10 years ago, it took me 2 weeks to get everything back up and running. Now it takes me less than 2 days. And to be honest, that time could be even shorter if I would use my external hard drive properly and take a "snapshot" of my whole system. I'm just too impatient to wait for it to process; especially when I can just keep working on my laptop while the desktop is undergoing surgery.

Now here's the irony. A survey by the Consumer Federation of America found that on average, the people without bank accounts are paying $24.45 to cash a $1,002 Social Security check, and blue-collar workers are paying $19.66 every week to cash a $478.41 handwritten check, through check-cashing companies. Wow! Talk about needing to educate people on how much better it would be to have a bank account!
Beach last weekend. The turnout was unbelievably low. Knowing now that so many people don't even have a bank account, it seems to me that we're missing a few steps. These people would be the 




owner will do with a piece of property if the city allows it; Which brings me back to my opening line, as well as the title of this post. Do everything in your power to protect your most valuable assets, before you buy! Follow the steps I've outlined, and anything else you can think of before you rush into a costly decision. Your Realtor can help you find the information you need.
This past weekend, our local newspaper, the 







I just read Broker Bryant's post called 
As we walk through the house, I take detailed notes about every room, and ask questions as they come to mind. This not only allows me to familiarize myself with the house, but I'm getting to know the sellers as well. We usually end up stopping and talking about their pets and family along the way. I've never timed it, but I would guess this tour takes a minimum of 15 minutes and a maximum of 30 minutes, depending on how much chatting we do. A lot of "face time" takes place during the tour. By the time I've seen the house, we're usually pretty comfortable with each other, and I have a good idea of their priorities and needs.




Now my family of 5 is living in a 5th wheel, in the back yard of a friend, and of course, they all come down with the flu, while waiting to close. 

When choosing a licensed real estate agent, or a Realtor *(member of the Association of Realtors, and subscriber of the Code of Ethics) to market and
It was good for these sellers that I had chosen to show these particular houses, based on my personal knowledge of the areas. Considering the fact that our inventory is at an all-time high, the MLS (and other real estate web sites) should have as much information as possible. This information, or lack therof can make or break a sale.



One of the new proposed amendments to reduce our property taxes is the Florida Super Homestead Exemption, which would phase out the Save Our Homes Act.







As in most of Port Orange, you'll find sidewalks where families are encouraged to walk, cycle, skate, skateboard, etc, in accordance with the theme of the entire city, where the motto is "Unique by Choice, not by Chance". You'll find a different link to Port Orange information in my last post titled 

This post is for real estate buyers and sellers who might be interested in The Hunt Club in
This Port Orange neighborhood is a community within a community, with Countryside being the surrounding area. We have a community pool, clubhouse, tennis courts and many beautiful lakes. In accordance with the focus of the
maintenance to a minimum. There is also a section of townhomes that are always in high demand!


cloud, and even take the time to leave encouraging comments on other people's posts.







